Insurance

Health insurance in the UAE is mandatory, with rules and rules varying by emirate and managed through key providers like Daman Insurance, Afnic, Orient Insurance, Sukoon, Al Sagr Insurance, Qatar Insurance, Al Buhaira Insurance and ADNIC. Employers must provide coverage for private sector employees and domestic workers, while nationals access specialized government-backed schemes.

Regulations by Emirate

Abu Dhabi: Employers must cover employees plus one spouse and three children under 18 via plans like Thiqa for locals or standard corporate policies.

Dubai: Employers must provide at least the Essential Benefits Plan (EBP) for staff earning AED 4,000 or less, overseen by the Dubai Health Authority (DHA).

Northern Emirates (including Sharjah): Mandatory employer-sponsored health rules apply for visa issuance and renewals.

If you want to find a plan, please tell me:

• Are you looking for individual, family, or corporate/employee coverage?
• Which emirate is your visa issued in?
• Do you need maternity or dental benefits included?